Texas SR-22 is a certificate of insurance. When a driver’s license is suspended, the State of Texas will sometimes allow a driver to obtain a provisional license by purchasing SR22 insurance and submitting an SR-22 form.
If you already have car insurance or don’t own a vehicle, you qualify for what’s known as a non-owner's SR22 policy. A non-owner's policy is a special policy that allows you to file an SR-22 form for very little money. Best of all, it's a great, legal way to fulfill your SR-22 requirement without a guaranteed rate-hike from your current insurance company. If you don't own a vehicle, you also qualify for this policy. It’s a bonafide insurance policy but it’s secondary to any other coverage you might have. So, instead of paying thousands of dollars more, you can get a non-owners policy for much, much less.
In Section 601.079 of the Texas Transportation Code, it is explained that a driver can have more than one insurance policy to fulfill their liability requirements. This means that you can purchase an SR22-only policy to fulfill your SR22 reporting requirements and still keep the insurance policy you have with your current insurance company.
If Texas requires you to file SR22 coverage, and you currently don’t have automobile insurance, visit Spartan Insurance to receive a competitive quote for coverage that will get you back on the road. You can quote, buy and print your policy online and we’ll instantly file your SR22 form with the State of Texas.
The SR-22 is sent to the DPS and as long as the insurance policy attached to the form stays current, the license is valid. However, if at any time during the required period the insurance lapses or is cancelled, the DPS will be notified and the driver’s license can be suspended again and the required time period will start over.
The form is submitted, along with the fine, to the Texas DPS. It can be mailed or submitted in-person at select DPS offices around the State of Texas.
There are currently four (4) offices where you can go, in-person to submit your Texas SR-22 Auto Insurance form: